Powerful Features forEquipment Finance Teams

Everything you need to automate loan payoff calculations and streamline your servicing operations

AI-Powered

Intelligent Document Extraction

Our advanced AI engine reads your loan agreements and automatically extracts all relevant terms with exceptional accuracy. Handles even the most complex loan structures.

  • Step payment schedules with multiple tiers
  • Balloon payments and residual values
  • Variable interest rates with adjustment terms
  • Prepayment penalty structures and yield maintenance
Precision Calculations

Accurate Payoff Calculations

Calculate payoffs with precision using industry-standard formulas and accounting for all fees, penalties, and interest accrual methods.

  • Multiple day count conventions (30/360, Actual/365, etc.)
  • Tiered prepayment penalty calculation
  • Per diem interest calculations
  • All applicable fees and charges
Professional Output

Generate Payoff Letters

Create professional, detailed payoff letters ready to send to borrowers. Includes all necessary disclosures and breakdowns.

  • Detailed calculation breakdown
  • Good-through date with per diem
  • PDF download for emailing
  • Customizable company branding

Enterprise-Ready Features

SharePoint Integration

Connect directly to your document management system for seamless access

Multi-Tenant

Secure data isolation with custom subdomain for each company

Bank-Level Security

Enterprise security with encryption, RLS, and compliance features

Complete Audit Trail

Track all calculations with timestamps and user information

Lightning Fast

Calculate payoffs in seconds, not hours of manual work

Analytics Dashboard

Track usage, accuracy, and time savings across your team

See PayoffAgent in Action

Schedule a personalized demo to see how PayoffAgent can transform your loan servicing operations

Schedule Your Demo